Use unique credentials
Avoid reusing the same password across financial and non-financial services. A password manager can make unique passwords easier to maintain.
Turn on multi-factor authentication
If a wallet, bank or payment service supports MFA, enabling it adds another layer beyond the password.
Use transaction alerts
Notifications can help you spot unfamiliar activity quickly. Review alert settings so important transactions are not buried among unnecessary notifications.
Protect recovery methods
Recovery email addresses, phone numbers and backup codes can be as important as the primary password. Keep them current and private.
Verify messages
Do not assume a message is genuine because it uses a familiar logo. If you receive a security alert, open the service through its official app or website rather than using an unexpected link.
Before you decide
Use the points above as a checklist rather than a substitute for the terms of the specific product or service. When an offer includes an affiliate link or sponsored placement, the relationship is explained in our Affiliate Disclosure.