Quick takeaway: Use this guide as general information. Product features, prices, eligibility and terms can change, so verify the current details with the relevant provider before acting.
Phishing messages often rely on urgency or familiar-looking branding. Pause and verify the sender and destination before entering information.
Check the destination
Hover over links on desktop and inspect the actual domain. On mobile, be cautious with shortened links and unexpected login pages.
Slow down urgent requests
Messages asking for immediate payment, password resets or verification should be independently checked. Contact the organization through a known website or phone number.
Avoid sharing sensitive information
Do not provide passwords, one-time codes or financial details simply because a message looks professional or uses a familiar logo.